Kriyashil Savings and Credit Cooperative Holds 14th Annual Meeting in Bara

Ratanpur, Bara — Kriyashil Savings and Credit Cooperative Limited successfully held its 14th Annual General Meeting during a special programme in Ratanpur, Nijgadh Municipality–11.

The meeting was organised under the theme “Good Governance in Cooperatives: Technology and Integration.” Office bearers, share members, local representatives and invited guests attended the event with great interest.

The meeting was chaired by Navaraj Rizal. During the programme, the cooperative presented its annual financial report, audit report, future plans and proposals for changes in rules and policies. Members discussed the reports and shared suggestions to make the cooperative more transparent and more technology-friendly in the coming year.

Speaking as the chief guest, Ward Chairperson of Nijgadh–12, Gyan Bahadur Gole, said completing 14 years was a major achievement for the cooperative. He explained that cooperatives usually face many problems in the beginning, such as low capital, few members, lack of guidance and limited public trust. Despite these challenges, he said, Kriyashil Cooperative has built its own identity, which is praiseworthy.

Social worker Sagar Dahal, another guest speaker, said the cooperative has brought real change to the community. He stated that the cooperative has helped people escape high-interest loans that charged 2 to 3 rupees interest on every 100 rupees borrowed.

Other speakers also stressed that good governance, financial discipline and proper use of technology are essential to strengthen cooperatives. They encouraged active participation from members and promoted the habit of regular saving.

The general meeting decided to focus on financial strengthening, service expansion, member training, digital transactions and inclusive cooperative practices in the coming year.

During the programme, the cooperative honoured regular savers, best borrowers and employees.

Regular Savers: Tarda Shyam Shrestha, Gopal Prasad Adhikari, Belimaya Yonjan

Best Borrower: Kul Bahadur Shrestha

Best Child Saver: Phurba Dorje Ghising

Best Employees: Yash Bahadur Lama and Chandika Dahal

Ward Chairperson of Nijgadh–11, Sahiya Gurung, was also present at the event.

The programme was conducted by Secretary Dinesh Guru. The cooperative ended the meeting by promising to provide more responsible, transparent and member-friendly services in the coming year.